1. Cut back on hanging out with lavish friends who do lavish things you don't really enjoy.1. 你要是不喜欢生活奢靡花钱大手大脚的朋友们,就减少和他们一起出去玩的次数.If you love skiing, go. But you don't have to go to Aspen during Christmas week and stay at the St. Regis. Go off-peak, go for f...