双语我真希望自己独立之初就能够了解的20件事(上),加拿大移民_曼省特殊技术移民微信公众号文章

关注【加拿大曼省萨省新省移民】获取丰富咨询！

打开微信→添加朋友→搜索公众号→ivycanada→关注

<客服QQ号> 2937792118

1.How to control impulse spending. If there's anything that got me in trouble financially, it's impulse spending. Buying clothes when I don't need them. Buying gadgets because I gotta have them. Ordering stuff online because it's so easy. Buying that new shiny SUV because … well, because it was going to help me with women. I'm not proud of any of that. I've learned to control my impulses, at least a little better. Now, I give myself some time to breathe. I think over my purchases, see if I've got the money, think about whether it's a need or a want. That would have been a useful tool 15 years ago.

1.如何抑制冲动式消费。如果有任何事情可能让我陷入经济危机，那这就是冲动式消费。在我并不是真正需要的时候购买衣服，仅仅因为占有欲而购买一些小玩意。因为网购很容易就订购很多东西。购买新款耀眼的SUV，仅仅因为……好吧，因为你想要让它助你泡妞。我觉得以上的所有事情都不值得骄傲。我学会了控制自己的冲动，至少应该说相较他人而言我可以很好地控制自己的冲动。如今，我会给自己一些时间来呼吸，让自己对要购买的东西多想一些，看看自己是否有闲钱购买，自己是因为需求购买还是因为欲望。我觉得这些方法要放在15年前，一定很有用。

2.You gotta stay active. I was in track, cross country and basketball in high school, but once I started college, the running and basketball began to slowly fade away. Not right away — I played pick-up basketball for years after high school. But even that went away, until I became sedentary. Playing with my kids outdoors winded me. And I began to get fat. I've reversed that trend, and am very active now, but I'm still trying to burn the fat I gained in those inactive years.

2.保持活跃。高中时，我在篮球场上或者乡间打篮球。但当我开始上大学，跑步和打篮球就慢慢退出了我的生活。高中后我也打过几年的街头篮球。但这些都已成为过去，我现在已经变味了静坐者。和孩子们在户外玩耍会让我气喘吁吁。然后我开始变胖，还好我现在已经抑制住了这样的趋势，因为我又变得活跃起来了。当然，在我不那么活跃的那几年，我还是尽量燃烧自己增加的脂肪。

3.How to plan finances. I always knew that I was supposed to budget and track my spending, when I became an adult. I just was too lazy to do it. And I didn’t have a good idea of how to actually do it. Now, I’ve learned how to plan, and how to stick to that plan. Sure, I deviate from my plan, but I’ve learned how to handle that too. Maybe that’s not a skill you can learn from book reading. You just gotta practice. Well, I hope to teach it to my children before they go out on their own.

3.如何理财。当我长大之后，我总是知道，自己应该做好预算，然后追踪自己的资金使用情况。但是我总是因为太懒而无疾而终。所以我并没有很好的理财经验。不过现在，我已经开始学习如何理财，如何坚持按照理财计划来行事。我当然会背离自己的计划，但是我也已经学会如何处理这样的状况。也许这个技巧无法从书本上学会。你必须实践，好吧，我希望能够在自己的孩子独立门户前教会他们这些技巧。

4.Junk food will come back to bite you in the butt. Yeah, it wasn't just the sedentary lifestyle that got me fat. It was all the damn junk food too. I would eat pizza and burgers and Twinkies and sugar cereal and desserts and donuts and … well, you get the picture. As someone used to being able to eat whatever I wanted, it never seemed like it would be a problem. Bad health was something to worry about when you got old. Well, my jeans began to get way too tight, and to my horror, I climbed several pants sizes and developed a gut that only now is going away. I wish someone had shown me an “after” picture when I was young and downing the Big Gulp sodas.

4.垃圾食品会回头反咬你一口。没错，我的脂肪并不只是从不活跃的生活方式中积累的。还和那些该死的垃圾食品有关。我会吃披萨、汉堡包、Twinkies、甜麦圈、甜品和甜甜圈……好吧，你可以想象了吧。一旦有人习惯了吃我想吃的这些东西，他/她会觉得这并没有什么问题。健康问题会在你上了年纪之后显现出来。好吧，我的牛仔裤已经变紧了，最吓人的是，我的裤子尺码攀升了好几个级别，不过现在已经解决了这个问题。我希望有人能够为我展现一幅图景，那就是在他/她年轻的时候就开始狂喝苏打水，看看之后会变成怎样。

5.Smoking is just dumb. I didn't start smoking until I was well into my adult years. I won't go into why I started, but it didn't seem like a problem, because I knew I could quit anytime I wanted. Or I thought I could, at least, until several years later I gave it a go and couldn't do it. Five failed quits later and I realized with horror that my addiction was stronger than I was. Sure, I eventually beat the habit (quit date: Nov. 18, 2005) but it took a piece of my soul to do it.

5.抽烟是愚蠢的行为。我成人之后才开始抽烟，如果给我选择的机会，我不会再抽烟，当时的我觉得抽烟对我而言并不是什么问题，因为觉得自己可以随时戒掉。或者我觉得至少自己能够在几年之后不再抽烟，而且是永久戒烟。但是当我五次戒烟失败之后，我认识到自己的烟瘾是如此骇人，成瘾度已经远超过自己的想想。当然，我最终戒烟成功了（戒烟日期：2005年11月18日），但是我的确花了不少精力来戒烟。

=====推荐文章=====

对话框键入数字阅读，如“101”

101：加拿大萨省新省移民项目

102：加拿大移民政策解读

103：深度解析移民加拿大

104：留学生十个月快捷移民项目

105: 加拿大2016年夏季游学项目

106：加拿大曼省战略优才计划

6.Fund your retirement, son. And don't withdraw it. This piece of wisdom, and probably all the ones above, might seem blisteringly obvious. And they are. Don't think I didn't know this when I was 18. I did. I just didn't pay it serious attention. Retirement was something I could worry about when I was in my 30s. Well, I'm in my 30s now and I wish I could slap that little 18-year-old Leo around a bit. What money I could have invested by now! I had a retirement plan, but on the 3 occasions when I changed jobs, I withdrew that and spent it frivolously.

6.孩子，一定要缴纳养老保险，千万别半途而废。这个智慧和上述所有内容可能都极度显而易见。而且他们也的确很明显。别以为我在18岁的时候不了解这些，但是我并没有那么认真地对待他们。退休是奔三之后才开始担忧的问题，好吧，我现在已经三十多岁，我希望自己能够给18岁的小Leo多一些提醒。那我现在会有多富有呀！我有一个退休计划，但是换了三次工作之后，我就停止继续缴纳，且愚蠢地把钱花完了。

7.All the stuff you're doing that seems hard — it will be of use. This is the first one that might not be as obvious. There were times in my life when work was hard, and I did it anyway, but hated it. I did it because I had to, but boy did it stress me out and leave me exhausted. Hard work isn’t as easy as I wanted it to be. But you know what? Every bit of hard work I did without knowing why I was doing it … it's paid off for me in the long run. Maybe not right away, but I'm using skills and habits I learned during those times of high stress and long hours and tedious work — I use them all the time, and they've made me into the person I am today. Thank you, younger Leo!

7.努力地完成每一件事——总有一天会有用处。这个是第一个不那么明显的道理。在我的生活中，有好多次我都感到工作艰难，我没有好好处理，只是一味地厌恶。因为我不得不完成这些事情，但是孩子们让我充满压力，让我精疲力尽。努力工作并不是我想象得那么简单。但是你知道吗，每一次我在未知结果的情况下所做的工作努力……从长远来看都获得了回报。可能不是马上就能看到结果，但是我在这些高压情况下、长时间工作的情况下、冗长枯燥的情况下获得的技巧和养成的习惯，我现在经常使用，也是它们让我成为了今天的我。谢谢你，小Leo！

8.Don't buy that used van without checking it out closely. I thought I was being smart by buying used, but I didn't check it out carefully enough. That dang van had loads of engine problems, a door that nearly fell off when I was driving, a door handle that snapped off, a side mirror that fell off, no spare tire despite three tires that were ready to blow (and did), windows that didn't roll up, rattling noises, an eventual blown radiator … I could go on and on, but let's just say that it wasn't my best purchase. I still thinkbuying used is smart, but check things out closely first.

8.不要还没有认真检查就购买二手的货车。我觉得自己在购买二手商品是蛮有经验，但是我还是检查的不够仔细。那辆该死的货车居然有发动机超负荷的问题，有一扇门在我驾驶的时候差点掉了下来，一个门把手则断了，一侧的后视镜居然已经掉了，没有备胎不说，四个车胎中的三个居然要爆胎了（而且后来确实爆了），车窗无法完全摇起来，噪音很大，散热器也坏了……我还可以继续找出各种问题。我智能说这绝对不是我买过的好东西，我仍然还会继续买二手物品，但是下次一定要先仔细检查。

9.That guy you're going to sell your car to? On a gentleman's agreement? He's not gonna pay you. I sold another car to a friend of a friend, who I was sure would pay me even if I had nothing in writing. That was smart. I still see the guy once in awhile on the road, but I don’t have the energy to do a U-turn and chase after him.

9.那个你准备把车卖给他的人，即使你们有君子协定，他也可能不打算给你付款。我曾经买过一辆车给一个朋友的朋友，我当时确定这个人会付款给我，即使我们没有签订任何纸质的协议。这人太精明了，后来我也曾一度在路上见过此人，但是我没有足够的气力来个大转头，然后紧追着他不放。

10.Make time to pursue your passion, no matter how busy you are. I've always wanted to be a writer, and get a book published. I just never had time to write. With a family and school and a full-time job, there just weren't enough hours in the day. Well, I've learned that you have to make those hours. Set aside a block of time to do what you love, cut out other stuff from your life that take up your time, and don't let anything interfere with that work. If I had done that 15 years ago, I could have 15 books written by now. Not all would be great, but still.

10.为追寻自己的兴趣而挤出时间，不管你有多忙。我一直想要成为一名作家，希望能够出版一本书。但是我总是没时间来写作。有了家庭，要上学，还有一份全职的工作，我几乎无法从每天中抽出足够的时间。好吧，我发现你必须学会挤出时间。为自己喜欢做的事情专门留出一个时间段，把其他事物都排除在此时段之外，好好享用这个时段。不要让任何事情打断你做自己爱的事情。如果我15年前就这样做了，那么我现在已经写出了15本书了。虽然不可能每本书都很棒，但至少我一直在写作。