精算这冷门专业也是不少留学生在计划留学时的一个选择,网络上基本都是在一边倒的宣扬澳洲精算就业率高,薪资好,还可移民。
根据澳洲Payscale的网站搜索,果然薪资不凡!中间位就达到了$10万+。
但是吧,如果说会计是一个众人追捧,坑人不留情的绿茶婊,那么精算绝对是脾气不好,又难撩的一个大小姐。
(往期热文:会计婊,你还要我拿什么来爱你?)
且看精算16-17年的移民配额
在2241这个大类中一共有1000的配额,整个大类一年消耗调配额132。妥妥的60分移民专业,一般澳洲毕业生不需要雅思7777也能达到!
这时候有人要问了。剩余的配额还很多,一个薪资那么高,就业率那么高的职业为啥才用掉这点配额?
hmm……一是因为冷门,二是因为难……
精算技术移民的话需要先完成职业评估,
不是说一年的工作经验就能完成职业评估了吗?
对啊!可是这一年工作经验好搞定吗?
咱们用澳洲Seek求职网站的搜索数据来做个对比。
先搜一下会计吧,和会计相关的信息有1万1千多个。
咱们再带着美好的期待搜索一下精算师,
什么???
140?
虽然这个网站的数据不能完整体现精算职业的需求状况,但是也太少了吧!
一般同学们都是毕业后申请2年的工作签证来寻找工作,但是精算师这个职业真的不容易。除非你具备能直接上手工作的能力或极其之优秀。要么,回国找工作来积累经验做职业评估。
有人要问了,还为啥需求少还是紧缺职业?
这不很正常吗?连工程师这种local都很多找不到工作的职业都在上面,有精算也不足为奇啊。
下面再贴一个网络上的问答(网友互动,不能视为权威分析)
网络上的一个提问
Hi, I am an International student and graduating this year from Leeds University in BSc Economics and Finance with a first degree in the UK and I'm considering to get a master in actuarial science in Australia. Now the choices are ANU's 2.5 year programme, UNSW's and MQ's 2 year programmes. I am planning to get a master then to work for 2 years in financial industry in Australia and then apply for another master in Financial engineering in the UK or in the US. I prefer a quantitative job in financial industry, because I'm so bloody good at math and so terrible at literature. However, I chose the wrong bachelor as economics and this course involves too many "literature" things, which is not my taste. So which university should I choose to fortify my math skills in order to pursue a top master in the US. e.g. Master of Mathematical Finance at MIT, Berkeley, LSE or Oxbridge. Will ANU's world reputation bring me any convenience? Or will MQ's reputation in Actuarial field be better?
Can some one please give me some advice? I know very few about universities in Australia. Many thanks!
再看看回帖与跟帖
I'm considering to get a master in actuarial science in Australia.
Why?
I am planning to get a master then to work for 2 years in financial industry in Australia
Honestly you will struggle to land a job. A masters degree with no experience will make you look overqualified. The fact you are an international student will just make your situation more dire.
then apply for another master in Financial engineering in the UK or in the US.
Why another masters? Why not apply to the US/UK first?
I prefer a quantitative job in financial industry, because I'm so bloody good at math and so terrible at literature.
Bad news for you, even quantitative jobs require you to write reports about your results. I'm an engineer, a very quantitative discipline, but I do a LOT of report writing.
I chose the wrong bachelor as economics and this course involves too many "literature" things, which is not my taste.
Undergraduate economics is more about the underlying theories and knowledge. Graduate economics is more about maths and modeling. Either way, your quantitative skills are useless if you can't communicate what you did, why you did it, and what the results are.
虽然这些问答不权威,也没有事实依据。但是也从侧面体现了部分精算的学习和就业问题。
简单总结一下:
精算这个职业在澳洲绝对高大上!薪资高,逼格也不低。
但是就业上需要自身具备很强的能力,竞争也不小。
准备读精算回国的同学,没问题!这专业也很棒棒!回国有不少机会去大展拳脚。
但是想移民的话就三思一下,掂量下自己的实力。在澳洲精算就业面窄,供过于求,凑职业评估的工作难找这些都是事实存在的情况。
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