去银行必须知道的英语

2014年05月05日 墨尔本东方地产





用英语表达银行方面的事宜有困难?在去银行之前,练习下这些重要的词组吧。


你今天想做什么?


“Hello. I would like to...”你好,我想...

• “Open an account”开户
• “Deposit a cheque”存支票
• “Withdraw cash”提取现金
• “Exchange money”兑换货币
• “Take out a loan”抵充贷款
• “Ask about interest rates and bank charges”询问利率及银行手续费
• “Get a monthly statement and check my balance”
获取月结单及查询余额


开户:
Customer: “I would like to open an account”

我想要开一个账户


Teller: “How much will your opening deposit be?”

您的开户存款额是多少呢?


Customer: “I have $200” 200美元。

谈论不同的账户:


银行会根据不同的服务级别或特点来命名账户。一般而言,只要是涉及到许多日交易的账户就是“current account”(现金账户)。


“My dad is a prestige banker” or 'I want to open an achiever account with my first pay check'.

“我爸爸是一个有声望的银行家”或者我想用我的第一张工资支票开一个账户”


“I gave notice for my 30-day account because I want to buy a car next month”.

由于我下个月想买辆车,我已经通知银行取出30天账户的钱了。


“I love my call account because I can manage my money by calling the bank”.

我喜欢我的电话账户,因为我通过电话联系银行就可以管理我的财产了。


“I placed my savings on fixed deposit to earn higher interest”.

我存了定期账户以获取更高的利息。

外汇(“Forex”)


You might ask: “What is the Dollars/Yen exchange rate?” or “How many Yen would I receive for US$500?”

你可能会问:“美元对日元的汇率是多少?”或者“我用500美元可以兑换到多少日元?”


“What commission do you charge to exchange currency?” or “I'd like to purchase travelers cheques”.

“你们将收取货币兑换多少手续费?”或者“我想购买你们的旅行支票。”


银行手续费/服务费
银行是通过收取服务手续费和征收利息来盈利的。你可能会问银行人员:


“What interest rates do you offer on saving accounts?” or “Which investment account offers the best rate?”

存款账户的利率是多少?或者“哪一项投资账户能取得最佳利率?”

借款
买房子申请“home loan”(住房贷款)

还是“mortgage bond”(抵押债券)?

学生想要申请“study loan”(助学贷款)?

想拥有你的梦想之车?

申请“vehicle finance”(汽车贷款)?

只需去银行简单几步就能搞定!



信用卡 & 借记卡 & 透支


当你的借记卡把钱从账户中拿出后,你之后可以使用信用卡。当你刷卡时,金额会立即“debited”(被记入到)你的账户中。

“overdraft”(透支)是指你的账户里的“debit balance”(借方差额)。

“My account is overdrawn by $1000! I have to pay a lot of interest”

我的账户透支了1000美元!我不得不支付很多利息

~采编自网络,供大家分享~


-欢迎您关注墨尔本东方地产微信公众号-

微信:stonesoft_mel

网站:www.stonesoft.cc

收藏 已赞