申请指南

无论您是首次置业还是已有多套房产，中国银行都会问您提供贴心便捷的贷款服务。

申请个人住房贷款所需提供的资料

• 填写个人贷款申请表

• 身份证件

• 居住情况证明（澳洲本地居民或海外居民）

• 还款来源证明：稳定的工资收入证明，或自雇收入证明；必要的材料例如：工资单、雇主信、个人及公司的完税证明材料和公司的财务报表、银行存款证明、租金收入证明等

• 抵（质）押物材料：必要的材料例如：房屋买卖合同书、抵押物产权证明、质押存单；如有保证人，则包括保证人的身份证件、收入证明等

• 借款用途证明

• 申请人的其他资产和负债证明材料，例如：现有贷款的账户对账单及银行认为需要提供的其他资料。

选择中国银行，帮您安居乐业

Interest rate is current as at 06 March 2015 and is subject to change. Fees and charges apply.The comparison rate is based on a loan amount of $150,000 for a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Approval is subject to our lending criteria. Terms and conditions apply and are available on request.

Products are issued by Bank of China (Australia) Limited ABN28 110 077 622 AFSL 287322 Australian Credit Licence 287322.