中国银行住房按揭贷款助您实现置业梦想
*浮动利率:3.69% P.A. ^3.91% P.A.(比率利率)
**二年期固定利率:3.69% P.A. ^4.88% P.A.(比较利率)
活动期间: 2017年5月15日至2017年8月15日
*适用于优惠住房贷款产品,起贷金额$250,000
**适用于固定利率自主住房产品,起贷金额$150,000
^比较利率以贷款额度15万澳元,期限为25年的抵押贷款为基础计算. 注意: 该比较利率仅适用于举案例情况,且可能未包括全部费用和收费. 贷款期限, 银行费用或贷款额度不同, 比率利率也将不同.
上述信息包括利率于2017年5月15日公布, 并可能随时调整. 费用的收费适用.
2017年8月15日前首次在我行申请上述任一自住用途住房贷款并首次申请我行长城国际信用卡(需为主卡持卡人)的客户,在住房贷款成功交割并且信用卡获批后可以获得减免贷款及信用卡首年年费.
优惠活动将于2017年8月15日结束. 上述优惠活动仅使用于凭借澳洲本地收入购买自主用途住宅物业, 并选择连本带息还款方式的借款人.
信贷产品的审批与发放视中国银行(澳大利亚)有限公司的信贷政策而定. 产品特性和使用条件,条款以届时适用的产品使用条款为准并受其限制您可在申请时向我行网点索取上述文件.
产品发行方及信贷提供方为中国银行(澳大利亚)有限公司(ABN 28 110 077 622 AFSL287322 Australian Credit Licence 287322).
Bank of China’s Owner Occupier Home Loan Special Offer
*Variable Rate: 3.69% P.A. ^3.91% P.A. (comparison rate)
**2 Year Fixed Rate: 3.69% P.A. ^4.88% P.A. (comparison rate)
Promotion Period: 15 May 2017-15 August 2017
* Applicable for Discount Home Loan (owner occupier) with a minimum loan amount of $250,000
** Applicable for Fixed Rate Home Loan (owner occupier) with a minimum loan amount of $150,000
^The comparison interest rate calculation is based on a designated loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Information including interest rates is correct as at 15 May 2017 and is subject to change without notice. Fees and charges apply.
If you apply for any one of the above home loan products and our Great Wall International Credit Card (the Credit Card) (as the primary card holder) for the first time by 15 August 2017 and the home loan was successfully settled and the Credit Card was approved, the first year annual fee for the home loan product and the Credit Card will be waived.
This promotion will end on 15 August 2017 and is only available for applicants with Australian local income to purchase an owner-occupied residential property in Australia using principal and interest repayment method.
Approval is subject to our lending criteria. Terms and conditions apply and are available on request at any of our retail branches.
Product issuer and credit provider is Bank of China (Australia) Limited ABN 28 110 077 622 AFSL 287322 Australian Credit Licence 287322.