伦敦房地产评论杂志： 中英文版于第65页。

中国买家仍活跃中

最 近的八月中国的股灾，8月24日黑色星期一中国政府干预性贬值人名币，是否让伦敦房市有了些许的波动?

传出巴特西发电厂附近的期房不少第一手买家人要原买 价卖出，《每日电讯报》有报道期房房价有些许下跌，莱坊地产(KnightFrank)表示伦敦精华地段中国买家从10.9%降到9.4%。

最近的事件是 否真得影响伦敦房产？第一，中国的股票市场65%以上都是隶属国家企业，会有国家支撑，第二中国政府短期内不会再有干预贬值人名币的动作。海外房地产仍是 中国投资人另寻其他投资标的物之一。

巴特西发电厂附近的期房价格的调降，黄金地段二手房市的些许冷清，不代表住房租房的需求已解决。 9月中旬在金丝雀区新建案开卖会上还是有中国买家一早排队下单，房产投资每7-8年即有一个循环周期，一定会有房价驱平稳的时期。

9月英国财务大臣乔治奥斯本北京经济对谈之旅，10月习近平主席英国国事访问，亦即宣告双方日后经济发展上密切配合的决心， 现今以及未来中国投资者的实力还是不可小觑。

中国房产买家投资类型：

第一

Tier 1 企业家投资签证房产买家， 2014年统计有357件中国投资者申请成功，与2013年比较有两倍增长，中国人申请占同类型签证43%的比例。

等待3或5年永久居留权核准的时间，申 请人即会买入自用房产和加入买房出租(BTL)投资项目的行列，自住房都以方便子女就学的学区房为主，这类型投资者买入自住的房产后仍积极地找寻适合的房 产买房出租(BTL)投资项目或期房买卖投资。

第二

买房出租(BTL)长期投资者，来自内地的投资人某些原因在香港拥有银行 账户， 可以不受中国国内外管局(Administration of Foreign Exchange)每年50万美元的购汇额度，在英国投资BTL房产成为房东。

其中也有中国投资人有财务管理投资公司打理在海外的账户，以方便资金调度投 资英国的房产。

第三

买房转售投资短期投资者，这种投资者大部分为期房还未完工之前，即托付物业管理公司转卖期房，只求差价和资本所得税的利润短期进场出场的利润。

2015年4月5日后所有非英国居民的投资者将需缴纳在英国资本利得的税则，房产的获利也包含其中。

第四

储 备投资者，2013-2014年统计从中国远赴英伦求取英国高等教育(Higher Education)有高达87,895人次，并大于来自欧盟学生的总数。

很多在英国或伦敦就学的学生家长们，也因子女留英前，就学期间或毕业后居住的考 量，已事先协助子女在伦敦市区或市郊置产和投资。

The Chinese investors are still there!

The recent fall in the Chinese stock market in August has led to the Chinese government devaluing RMB. The question is, has this caused a stir in the London property market?

There are rumours about off plan unit owners that are eager to re-sell before completion around Battersea Power Station. The Telegraph reported that the value of some off-plan developments have indeed decreased. Knight Frank statistics show the percentage of Chinese buyers has dropped from 10.9% to 9.4% for prime London locations.

A relatively small, but still a significant dent in the London property market. Firstly, we should remember that China’s stock market doesn’t reflect the fundamentals of the country’s economy as more than 65% of its stock market represents government holdings in listed state-owned enterprises.

Secondly, it is a one-off government intervention in devaluing RMB on 24th of August. To sum up, it seems highly likely that overseas properties will continue to be a key investment option for wealthy Chinese investors.

There might be some price correction for property values around Battersea Power Station. In addition it seems that we may see a gentle and temporary slowdown in sales of prime London property.

With all this taken into consideration, the construction industry is still behind its target to build up enough properties to meet demand. Chinese investors still queue up to place orders at launch events within Canary Wharf area.

With prices much more stable now than the boom that plateaued in 2012/2013 investors will be looking to the next 7-8 year cycle.

Following George Osborn’s Beijing visit in September, a series of major Chinese investments in Britain are expected to be unveiled soon.

What's more, with President Xi Jinping’s first state visit to the UK in October, it is believed there will be more business collaborations to look forward to. The potential for Chinese investors’ investment power is not to be underestimated.

Chinese Investors in UK property-

Type 1: Tier 1 Applicant investors

Statistics show that 375 applicants received Tier 1 visas in 2014 – double the amount in 2013. Chinese applications account for 43% of Tier 1 applications.

Even before receiving visas they actively invest in BTL properties once they have purchased self-use residential property. Many also invest in good school catchment areas for their children’s education.

Type 2: BTL long-term investors

The Chinese Administration of Foreign Exchange restricts people from transferring money overseas, the limit is equivalent to $500,000 per person annually.

However, those who hold HK bank accounts or have financial investment companies to put the money in overseas accounts are exempt from this restriction. Therefore, they have more flexibility to invest in more BTL properties in the UK.

Type 3: Off-plan development short-term investors

Some investors instruct estate agencies to re-sell off plan units before the completion date. These investors are aiming to gain profit within a short period of time and then tore-invest.

Those activities have however been dealt a blow as non-residents selling UK residential property are liable to pay for Capital Gains Tax on any gains made after 5 April 2015.

Type 4: Future Chinese investors

It is recorded that between 2013 and2014 there were 87,895 Chinese students enrolled in higher education courses in the UK, more than from the continent. Many of their parents have invested in properties before their children start to study in the UK.

Even after their graduation, Chinese parents have assisted their children to get on property ladder and invest in London properties.