1. Cut back on hanging out with lavish friends who do lavish things you don't really enjoy.

1. 你要是不喜欢生活奢靡花钱大手大脚的朋友们，就减少和他们一起出去玩的次数。

If you love skiing, go. But you don't have to go to Aspen during Christmas week and stay at the St. Regis. Go off-peak, go for fewer days, and stay someplace cheaper - maybe with Starwood points.

如果你喜欢滑雪，那就去吧。但没必要在圣诞节期间去阿斯彭，还住瑞吉酒店。避开高峰时段，少待几天，住便宜点的地方——你可以住在喜达屋酒店。

Stay at a cheap motel.

住便宜的汽车旅馆。

2. Shop ethnic supermarkets.

2. 在民族特色超市购物。

Often much cheaper and you get to try exotic fruits and veggies, spices, etc.

那里的东西通常要便宜得多，而且你可以尝尝异域风情的水果、蔬菜和调料啥的。

3. Make cooking and eating at home a joy. Spend more here so you eat out less.

3. 享受在家烹饪在家吃饭，在家多待，出去吃就少了。

Eating at home is much cheaper than eating out. So do what you need to do to eat at home more often. Buy nicer silverware and plates. Buy marinated or precooked stuff to save time/hassle. Eat on paper plates or hire a housekeeper to do the dishes if you don't like clean up.

在家里吃要比下馆子便宜得多，所以你得更经常在家里吃饭。买漂亮点的银餐具和盘子，买腌好的或者预加工好的食物，这样就可以节约时间，减少麻烦。如果你不喜欢清理，你可以就纸盘子吃饭或者雇一个勤杂工帮你洗碗。

4. Eat out less often and at cheaper, tastier places.

4. 少去下馆子，要去就去便宜好吃的店里吃。

Go for food, not ambience or service. Start with ethnic restaurants and diners.

冲着食物去，而不是冲着氛围和服务去，可以从民族风情饭店和小餐馆开始尝试。

5. Live in a much smaller and cheaper place.

5. 住在小点、便宜点的地方。

Not just because it's cheaper. But because you'll be with your loved one(s) more and you'll accumulate less stuff. Don't accumulate a bunch of stuff.

并不只是因为那样更便宜，还因为你可以有更多时间和你爱的人在一起，你东西不会堆积那么多。不要积累一大堆东西。