据澳联社报道，根据一项全球性调查报告，澳洲拥有全世界第二好的退休储蓄系统。

墨尔本美世全球养老金指数（Melbourne Mercer Global Pension Index）显示，澳洲政府为退休者提供生活资金的能力仅次于丹麦。

澳洲排名比去年上升一位，这要多得强制性养老金支付比例从9%提升至9.5%。


调查报告也发现，长期来看，养老金支付比例提升至12%，有助保证澳人获得可持续的退休金收入。但调查报告也指出，通过延长老工人在劳动力市场的时间，以及提升退休者获取养老金的年龄，澳洲退休储蓄系统就能得到改善。

调查报告也呼吁政府及养老金供应商增加透明度，提升系统的可信度。

摘自澳洲NEWS网

Melbourne Mercer Global Pension Index ranks Australia’sretirement system world’s second best

OCTOBER 13, 2014 5:46PM

AUSTRALIA is home to the second best retirement savings system in the world.

The increase to employees’ compulsory superannuation payments and pension rises have helped the nation leap ahead of the Netherlands and take out second position in the Melbourne Mercer Global Pension Index.

The index gave Australia a score of 79.9 out of 100 thisyear, rising from 77.8 per cent in 2013.

Denmark is now the only country to be given a better retirement scorecard at 82.4 points while the Netherlands ranked third at 79.2.

The index did a global comparison of pension systems, examining 25 countries and covered more than half of the world’s population using more than 50 indicators.

The report’s author and Mercer senior partner Dr David Knoxsaid Australia now had a solid retirement system in place that would help support people in retirement despite many still requiring a part pension.

“The government announced compulsory increases to superannuation from 9 per cent to 12 per cent, we are now at 9.5 per cent which the government has frozen for a few years,’’ he said.

“The primary reason for the high score this year is the increase to levels of contributions to superannuation which means the level of retirement income will be higher.

“It’s also been supported by an increase to the level of the aged pension, so when you increase the two the level of your retirement income will increase.’’

Compulsory super payments will now be frozen at 9.5 per cent for seven years and not increase again until July 2021 when it rises again to10 per cent.

From there it will rise by 0.5 each year until it reaches 12per cent in 2025.

The Federal Government announced last month Australia’s 3.7million pensioners would receive their second increase for 2014 — each fortnight single age pensioners would pocket an extra $11.50 and couple $17.40.

But the index highlighted there was still room for Australia’s retirement system to improve including measures to increase the labour force participation rate at older ages and lifting the pension age as life expectancy continues to increase.

Australian Super’s chief executive Ian Silk said the report showed the nation’s compulsory super system was “not fully developed” and nobody has in the system “long enough to receive its full benefits.”