To carry out financial risk analysis of the credit risk of Chinese origin counterparties (customers), under the supervision of Departmental Head.

-   Credit Risk Analysis - Analysis of the financial position of Chinese origin counterparties (or prospective counterparties) by analysing and interpreting from a financial view point the income statements, balance sheets, cash flow statements, and financial ratios of both corporates and small to medium-sized counterparties in various Mandarin-speaking jurisdictions, leading to allocating these counterparties a credit risk rating. These financial documents will be provided by the counterparties in Mandarin, therefore they will need to be interpreted in English. There will also be the need to liaise extensively with the global Sales Desks for credit risk support papers to support the overall recommendation made in the reports. Whilst such analysis will be undertaken using own skills, this will be under the ultimate supervision of the Departmental Head

-   Direct liaison - by telephone interview, discussions and/or meetings (in Mandarin) - with these counterparties (or prospective counterparties) to ensure the effective analysis of the financial risk they present to us, and for these material and salient points to be recorded in meeting notes, the credit risk review reports and recommendations

-   Prepare credit risk financial analysis reports in English for existing and new Chinese origin counterparties, making recommendations on the risk profile of the counterparties / prospective counterparties in line with Triland’s financial risk rating system

-   Presenting these reports, along with additional verbal commentary, to RtMI (Triland’s ultimate approving authority), Executive Directors and other senior managers at fortnightly Credit Committee meetings: must be able to fully support recommendations when challenged

-   Advising Chinese origin counterparties of the credit lines allocated to them, along with formal annual review of the credit risk financial profile of the counterparty

-   Portfolio management – on-going financial risk monitoring of Chinese origin counterparties, including through research and analysis of relevant Chinese news information sources

-   Ensures own financial and risk analysis knowledge remains current and accurate, including: financial products, internal risk control requirements, relevant legislation, and compliance requirements of the Financial Conduct Authority and London Metal Exchange, across relevant jurisdictions

-   Providing cover during scheduled and unscheduled absence

-   Preparation of daily margin and cash ledger calls, and the reporting thereof to Head of Risks, Sales and Directors

-   Advising counterparties of such margin and cash ledger calls

-   Intra-day responsibilities: distribution of Closing Trades Only (CTO) report and checking of CTO counterparty’s trading records (for potential breaches against CTO instructions); confirm payment requests from customers, reviewing variation margin and initial margin impacts on transfers, with preparation of metals swap and historic price carries requests for approval

-   Active follow-up on margin and ledger calls throughout the day – this entails advising and liaising with customers in Mandarin to ensure there is clear communication and assessment of any non-payment financial risk; non-payment risk is then to be escalated to Triland senior management

-   Graduate (or of graduate calibre), with a high degree of numeracy

-   Holds a relevant financial services qualification, preferably The Chartered Institute for Securities and Investments Certificate in Commodity Derivatives (or Certificate in Derivatives). Alternatively, the person should be able to study for – and attain – the qualification within six months

-   Fluency in Mandarin (spoken and written) would be an advantage, and fluency in English (spoken and written)

-   Strong Excel skills (VBA)

-   Understanding of commodities and associated financial risk analysis thereof (base metals and London Metal Exchange preferred), probably gained with a minimum of two years previous financial services experience

-   Knowledge of commerce in China and how business is conducted

-   Able to analyse and interpret financial statements, and make recommendations based upon these

-   Strong report-writing skills, and the confidence and ability to present these reports and recommendations contained therein to directors and senior management

-   Tenacious: liaise regularly with counterparties to ensure the required and relevant information is provided in a timely fashion to enable the financial risk analysis of the counterparty in accordance with internal review cycles

-   Able to work on own initiative, but with relevant guidance from manager

-   Copes well under pressure and in a target-driven environment

-   Committed to continuous personal development to ensure own (and others) financial knowledge remains current