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S1: One of your friends is going to study math as his major. What suggestions would you give to this friend?

I would suggest this friend of mine to be diligent and strategic. It’s important to be diligent because studying math is tough and takes a lot of time and effort. Unless you are a genius, which most students aren’t, you will have to work hard trying to understand abstract concepts and memorizing complicated formulas. Next, be strategic. By this I mean using time efficiently, because if you do not know how to use your time wisely, you will only find yourself buried in books all day long and exhausted without achieving anything. The best math students usually know how to combine these two qualities well, so these are what I would suggest my friend to do if he is considering studying math as his/her major.

S2: Some people would borrow money to buy things they need. Others would save up money until they can afford it. Which would you do and why?

I would definitely save up enough money before making the decision to purchase something. I think this is what every wise and responsible individual should do. Firstly, suppose I have purchased an expensive item, say the latest Apple computer, with money borrowed from others. I would have a feeling that this computer doesn’t really belong to me yet, not until I have repaid the money. This kind of thought will somewhat reduce the pleasure and enjoyment I could have derived from this item. Secondly, getting into the habit of borrowing money to satisfy one’s needs will lead to increased debt and will make the borrower bankrupt sooner or later.

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